If you were born in 1960 or later, you can retire at age 67 with full benefits.

This should be the total of all your investment accounts, including 401(k)s, IRAs, mutual funds, etc.

This is the return your investment will generate over time. Historically, the 30-year return of the S&P 500 has been roughly 10–12%.

This is the amount you invest each month. We recommend investing 15% of your paycheck.