Book AnthonyIn the Black

Free tools · No sign-up for calculators

Run your numbers. Then run your plan.

Calculators, templates and guides for every phase of the Escape Plan. The calculators work right here in your browser, and nothing you type is saved.

6instant calculators
5free guides
$0forever
Debt-free dateMarch 202821 months sooner with the snowball
Emergency fund$3,150 of $4,200 
At age 65$1.1M+Investing $500 a month from age 30 at 8%. Example only.

The toolkit

Every tool, by phase.

Pick the phase you're in and I'll show you exactly what to use. Calculators open right on the page. Guides are free downloads.

Free quiz
All phases
Find Your Phase
6 quick questions. Find out which phase of the Escape Plan you're in and get 3 moves to make this week.
Take the quiz →
CalculatorPhase 2Debt Snowball CalculatorList what you owe and see your debt-free date, plus how much interest the snowball saves you.Open calculator →TemplatePhase 1Zero-Based Budget ExampleSee a real $4,200 budget where every dollar has a job, then build yours the same way.See the budget →CalculatorPhase 1 + 3Emergency Fund CalculatorFind your one-month starter goal and your full three-to-six-month cushion, and when you'll hit each one.Open calculator →CalculatorPhase 4Wealth Projection CalculatorSee what investing every month turns into, and what waiting five more years really costs you.Open calculator →CalculatorPhase 1 + 5Life Insurance CalculatorGet a real coverage number for your family in under a minute. No agent, no phone call.Open calculator →CalculatorPhase 5Kids' Head Start CalculatorSee what investing for your kids from birth is worth at 18, 30 and 65, and what waiting costs them.Open calculator →Free trackerPhase 1 + 3The 52 Rule Savings TrackerStack more than $10,000 in one year, starting with $50 a week. Print it and color it in.Get it free →Free guidePhase 2The Ultimate Guide to Debt Payoff50+ pages of practical steps, plus a bonus budget workbook and expenses worksheet.Get it free →Free guidePhase 2How to Make Money Online16 proven strategies to earn an extra $1,000 a month and speed up your snowball.Get it free →Free worksheetPhase 4Retirement Planning WorksheetKnow your number: set your savings goal, count your income sources and plan for inflation.Get it free →Free checklistPhase 1Mindset Wealth ChecklistYour mind is your business. Get your thinking right before you touch the numbers.Get it free →Free quizLife + relationshipsSingles Playbook QuizA four-minute quiz to get clear on your values and vision, and make the most of your single season.Take the quiz →

More tools for this phase are on the way. Try All tools.

Featured tool · Debt Snowball

See your debt-free date.

List what you owe, add whatever extra you can find this month, and watch the date move. Nothing you type leaves your browser.

Your debts

Everything except your mortgage: credit cards, car notes, student loans, medical bills, buy-now-pay-later.

You are not doing this alone

Real people. Real payoffs.

Every week on The Table with AO I sit down with people who were exactly where you are. Some were six figures deep. They got out, and they'll tell you how.

Get out of debt with me.

Weekly money tips, real payoff stories, and my free Wealth Checklist.

Free. Unsubscribe anytime.